$500 Loan in Alabama | AL
Get a $500 loan in Alabama. The application only takes a few minutes and you could get 500 dollars in your account in AL. If you live in Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa or any other part of Alabama, we want to help you get a short term loan fast.
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Money Saving Tips in Alabama
Customer Rewards Programs
Many stores, both online and off, offer customer reward programs. These are easy to join and they can save you money when you shop at these stores. These are good options even if you do not normally shop at any particular store very often. Saving a few dollars here and few there will add up over time. Many of these programs will also send you valuable coupons once you are on their mailing list. Often, these are special deals that you might know about if you were not on the list.
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Use Fast Food Coupons
Many tip lists will tell you to cut out the fast foods. Well, that's fine for some people, but others like their fast food and are not about to stop eating it. If you are one of those, make it a goal to find and use fast food coupons. These are easy to get and they can save you a lot of money over time. Look for those ?buy one and get one free? coupons or coupons that offer free drinks (or fries or pies or whatever) with purchase of something else.
AL Area Codes Served: 205, 251, 256, 334, 659, 938
Alabama $500 Loan Laws
Maximum Loan Amount: $500
Loan Term: 10-31 days
Maximum Finance Rate and Fees: 17.50%; 3%/month after default
Finance Charge for 14-day $100 loan: $17.50
APR for 14-day $100 loan: 456.25%
Maximum Number of Outstanding Loans at One Time: None (max $ amount of loans at one time: $500)
Rollovers Permitted: One (rollover)
Cooling-off Period: Next business day after 2 continuous loans repaid
Repayment Plan: Yes (Four equal monthly installments)
Collection Fees: One $30 NSF fee; Court Costs; Reasonable Attorney's Fees up to 15% of face amount of check
Criminal Action: Prohibited (Unless check returned due to closed account)
Where to Complain, Get Information:
Regulator: State Banking Department
Address: P.O. Box 4600 Montgomery AL 36103
Phone: (334) 242-3452
Disclaimer: 500LoanOnline.com is not a lender. Must be 18 to apply. There are no guarantees you will be approved or for how much. All terms are between you and the direct lender.