$500 Loan in Indiana | IN

A $500 loan in Indiana fast is what we can help. Complete everything online. We want to help you get approved for a small loan that cover your short term financial needs in IN. The Hosier state is a great place for some sugar cream pie but if you have money needs you may be up Wabash River without a paddle. Let's see if we can you approved for 500 dollars quick.

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Money Saving Tips in Indiana

Credit Card Rate Change

Credit cards cause debt and often come with high monthly interest fees. Examine each and every one of your credit cards and see what the interest rate is on each. If you are paying high interest, look into getting a lower rate by calling the company and asking for a lower rate. They may not give it to you, but it doesn't hurt to ask. Many times, companies will give lower rates to those who have been good paying customers. Stop using all high-interest cards immediately. Only use the lower rate cards and only use those when absolutely necessary.

Make Your Own Gym

If you have a gym membership, consider canceling it and making your own home gym. You can pick up a set of used weights for next to nothing, and even a new weight bench is pretty cheap if you shop around. You can use sturdy crates for stepping exercises, jump ropes for cardio, and a variety of exercises for stretching. You can visit your local park to shoot hoops or take a swim in the public pool. Walking and jogging are also free and very good for those who want to stay in shape.

IN Area Codes Served: 219, 260, 317, 574, 765, 812

Indiana $500 Loan Laws and Regulations

IN Loan Terms:
Maximum Loan Amount: $550 (not to exceed 20% of borrower's monthly gross income)
Loan Term: Min: 14 days
Maximum Finance Rate and Fees: 15%: $0-$250; 13%: $251-$400; 10%: $401-$500
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%

IN Debt Limits:
Maximum Number of Outstanding Loans at One Time: One per lender; Two total
Rollovers Permitted: None (cannot renew, repay, refinance or consolidate)
Cooling-off Period: 7 days after 6 consecutive loans
Repayment Plan: After 3 consecutive loans, lender must offer an extended payment plan of at least four equal installments over at least 60 days at no additional cost

Collection Limits:
Collection Fees: One $25 NSF fee. May present check or attempt to debit account up to three times.
Criminal Action: Prohibited

Regulator: Indiana Department of Financial Institutions
Address: 30 South Meridian Street, Suite 300 Indianapolis IN 46204
Phone: (800) 382-4880 

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Disclaimer: 500LoanOnline.com is not a lender. Must be 18 to apply. There are no guarantees you will be approved or for how much. All terms are between you and the direct lender.