$500 Loan in Iowa | IA

Direct lenders ready to loan $500 in Iowa. Stop messing around with the local shops that give you the run around. If you live in Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo, or any other city in IA, 500LoanOnline.com helps people get small loans fast.

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Money Saving Tips in Iowa

Video Game Buying

If you love playing video games but are finding this is an expensive habit, consider buying only those video games that will play over and over again. These are the games that you truly want to master and having your own copy of the game makes sense. If you are not planning to master a game, rent copies of the game (or download it from one of the online game rentals) and enjoy them without actually handing over the full cost for a game that you may not play very often. And if you have a bunch of games you do not play now, sell them!

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Buy Generic

Many people believe that generic products are just no good. Well, there may be a few cases where that is true, but, overall, generic products (especially foods) are just as good as name brands and they cost a lot less. An example, you can buy a pound of coffee at a discount dollar-type store for about $3. Name brand coffee in the same size can cost up to $6 for the same amount. That is double the cost! Generic paper towels and toilet paper can be bought for a fraction of what name brands costs and, honestly, why pay more for these sorts of items?

IO Area Codes Served: 319, 515, 563, 641, 712

Iowa $500 Loan Laws and Statutes

IA Loan Terms:
Maximum Loan Amount: $500
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: $15: $0-$100 on face amount of check; $10 per $100 thereafter
Finance Charge for 14-day $100 loan: $16.67
APR for 14-day $100 loan: 433%

IA Debt Limits:
Maximum Number of Outstanding Loans at One Time: Two, $500 total debt
Rollovers Permitted: None (cannot repay, refinance or consolidate)

Where to Complain, Get Information:
Regulator: Iowa Division of Banking
Address: Iowa Division of Banking, 200 East Grand Avenue, Suite 300 Des Moines, IA 50309
Phone: (515) 281-4014 
Fax: (515) 281-4862

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Disclaimer: 500LoanOnline.com is not a lender. Must be 18 to apply. There are no guarantees you will be approved or for how much. All terms are between you and the direct lender.