$500 Loan in Michigan | MI
Get a $500 loan in Michigan. Use your computer, tablet or smart phone to complete the short application and you could receive a loan offer in seconds from one of our many direct lenders. Residents of Detroit, Grand Rapids, Warren, Sterling heights, Lansing, and all other cities and town in MI could get approved ASAP.
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Money Saving Tips in Michigan
Lower Water Heater Temp
Many homes can save money by simply lowering the temperature setting on the water heater. The setting should be at 120 degrees F. Do not be surprised if you find that yours is set to 140 or higher. This is the usual setting made at the factory. Dropping the temp on your water heater will reduce your energy bills but will have little effect on your lifestyle or hot showers! At 140 F, your water heater can waste more than $400 a year.
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MI Area Codes Served: 231, 248, 269, 278, 313, 517, 586, 616, 679, 734, 810, 906, 947, 989
Michigan $500 Loan Laws and Regulations
MI Loan Terms:
Maximum Loan Amount: $600
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15% of first $100, 14% of second $100, 13% of third $100, 12% of fourth $100, 11% of fifth $100, 11% of sixth $100 + any database verification fee
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%
MI Debt Limits:
Maximum Number of Outstanding Loans at One Time: Two, only one with same lender.
Rollovers Permitted: None (cannot renew; lender may extend only if it does not charge a fee)
Where to Complain, Get Information:
Regulator: Department of Insurance and Financial Services
Address: P.O. Box 30220 Lansing MI 48909
Phone: (877) 999-6442
Disclaimer: 500LoanOnline.com is not a lender. Must be 18 to apply. There are no guarantees you will be approved or for how much. All terms are between you and the direct lender.