$500 Loan in Michigan | MI

Get a $500 loan in Michigan. Use your computer, tablet or smart phone to complete the short application and you could receive a loan offer in seconds from one of our many direct lenders. Residents of Detroit, Grand Rapids, Warren, Sterling heights, Lansing, and all other cities and town in MI could get approved ASAP.

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Money Saving Tips in Michigan

Lower Water Heater Temp

Many homes can save money by simply lowering the temperature setting on the water heater. The setting should be at 120 degrees F. Do not be surprised if you find that yours is set to 140 or higher. This is the usual setting made at the factory. Dropping the temp on your water heater will reduce your energy bills but will have little effect on your lifestyle or hot showers! At 140 F, your water heater can waste more than $400 a year.

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Meat-less Meals

The price of quality meat is going up and it probably will not come down any time soon. You do not have to have meat with every meal, and this includes dinners. There are plenty of substitutes for meat that are tasty and satisfying. Instead of meat, try eggplant or macaroni with cheese. Have a veggie-night once or twice a week. Instead of meat gravy, make some milk gravy for those mashed potatoes. You can do a lot without meat if you plan ahead and give it a try.

MI Area Codes Served: 231, 248, 269, 278, 313, 517, 586, 616, 679, 734, 810, 906, 947, 989

Michigan $500 Loan Laws and Regulations

MI Loan Terms:
Maximum Loan Amount: $600
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: 15% of first $100, 14% of second $100, 13% of third $100, 12% of fourth $100, 11% of fifth $100, 11% of sixth $100 + any database verification fee
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%

MI Debt Limits:
Maximum Number of Outstanding Loans at One Time: Two, only one with same lender.
Rollovers Permitted: None (cannot renew; lender may extend only if it does not charge a fee)

Where to Complain, Get Information:
Regulator: Department of Insurance and Financial Services
Address: P.O. Box 30220 Lansing MI 48909
Phone: (877) 999-6442
Fax: 517-284-8837

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Disclaimer: 500LoanOnline.com is not a lender. Must be 18 to apply. There are no guarantees you will be approved or for how much. All terms are between you and the direct lender.