Virginia $500 Loan | Borrow 500 in VA

Need a $500 loan in Virginia (VA)? We help people all over the country get approved for small loans and money sent direct to their bank accounts. People in Virginia Beach, Norfolk, Chesapeake, Arlington, Richmond and all over The Old Dominion use 500LoanOnline.com to cover small money needs. If you need someone to lend $500 in VA try us.

Online $500 Loans in VA

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Money Saving Tips in Virginia

Buy in Bulk

Buying in bulk is a good idea but it may not work everyone. The idea behind buying in bulk is that you get a lower per unit cost when you buy certain items in large quantities, usually at stores that offer bulk goods. Buying in bulk, for the average consumer, works best with items that are non-perishable such as toilet paper, soaps, paper towels...things you will actually use a lot of during the month. Canned goods can be a good deal as long as you need dozens of cans of green beans, for instance. Meats and other perishable foods are okay too as long as you have a freezer to store them in.

Get a Debit Card

Visit your bank and get a debit card if you do not already have one. A debit card is not a credit card. It will only allow you to spend what is currently in your checking account. Look for banks that offer free cards with no fees. Then use that debit card instead of using your credit card. You will save a lot of money on interest charges as debit cards do not charge interest. This is a very good way to bring credit card charges under control. It is also a good way to avoid overdrafts at the bank.

VA Area Codes Served: 276, 434, 540, 571, 703, 757, 804

Virginia $500 Loan Laws and Governing Bodies

VA Loan Terms:
Maximum Loan Amount: $500
Loan Term: Min: 2 pay periods
Maximum Finance Rate and Fees: 36% annual interest + $5 verification fee + 20% of loan
Finance Charge for 14-day $100 loan: $26.38
APR for 14-day $100 loan: 687.76%

VA Consumer Loan Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot refinance, renew, or extend)

Regulator: Virginia Bureau of Financial Institutions
Address: Tyler Building, 8th floor, 1300 East Main Street, Suite 800, Richmond VA 23219
Phone: 1-800-552-7945
Fax: (804) 371-9416

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Disclaimer: 500 Loan Online not a lender. Must be 18 to apply. There are no guarantees you will be approved or for how much. All terms are between you and the direct lender.