$500 Loan in Washington (WA)
How do you get a $500 loan in Washington ASAP? Apply with us and we will attempt to match you with one of our direct lenders and they could have money in your account by the next business day. If you live in the Apple State it may feel like you are standing on top of Mount Rainier all by yourself when you have financial issues. That's where 500 lend can help you out. People in Seattle, Spokane, Tacoma, Vancouver, Bellevue, and all over WA may get a no obligation $500 loan offer by applying here.
Online $500 Loans in WA
Money Saving Tips in Washington
Seal Your Home
The average consumer has no idea how much money they lose each month because of leaks in the home or office. New structures are usually better sealed and more energy efficient. Older structures, however, are notorious for being leaky. You can save money year round by sealing your doors, windows, skylights, and other places that let air in or out. In fact, this is one of the very best ways to immediately cut down on your energy bills which in winter and summer can be huge. Every leak you seal is money in your pocket.
Store Your Credit Cards
Credit card use is one of the main reasons so many people are in debt. A solution for that is to put your credit cards in a drawer and leave them there. This is especially good advice for those who use their cards for small-cost items such as lunch, gas, or coffee. Any charges you make on your card will cost you more in interest if the full balance is not paid each month, and few people actually do that. Just leave the cards at home and you will not be tempted to use them.
WA Area Codes Served: 206, 253, 360, 425, 509, 564
Washington $500 Loan Laws
WA Loan Terms:
Maximum Loan Amount: $700 or 30% of gross monthly income, whichever is less
Loan Term: Max: 45 days
Maximum Finance Rate and Fees: 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%
WA Consumer Loan Limits:
Maximum Number of Outstanding Loans at One Time: A company cannot hold a check or checks in an aggregate face amount of more than $700 plus allowable fees from any one borrower at any one time. Maximum 8 loans in 12 months.Rollovers Permitted: None (cannot refinance, renew, extend or pay off loan with proceeds of another)Cooling-off Period:Repayment Plan: Yes. (Plan is 90 days for debt of $400 or less and at least 180 days for larger debts. No extra fees.)
Regulator: Washington Department of Financial Institutions
Address: Division of Consumer Services, PO Box 41200 Olympia WA 98504
Phone: (360) 902-8700
Fax: (360) 586-5068
Disclaimer: 500 Loan Online is not a lender. In Washington you must be 18 to apply. There are no guarantees you will be approved or for how much. All terms are between you and the direct lender.